“Getting old doesn’t work well for those in denial,” writes Tom Campbell in a column for the Richmond County Daily Journal. Campbell encourages older adults to think carefully about how they want to spend the retirement years ahead – and longer lifespans mean that there could many more years ahead than expected. What will you do if you outlive your spouse or need to care for them? Where do you want to live? If you want to age in place, will your home be accessible and safe as you get older?

Campbell also offers advice from a recent seminar including:

…Starting a notebook that contains your team of trusted advisors, to include your lawyer, physician, financial planner, minister and all family members. Have all banking and financial account numbers, phone numbers, passwords and contacts logically arranged. Spell out where to find deeds, wills, powers of attorney, healthcare directives and funeral arrangements.

Read the full article, Getting Smarter About Getting Older, on the Richmond County Daily Journal.